Thinking about solar panels, battery storage or a heat pump? The Warm Homes Loan Scheme could help you finance your installation.
Bright Spark Energy can assess your property, recommend a suitable system and provide a clear installation quotation. We can also refer you to participating lenders to explore the finance available.
The scheme provides access to loans from participating lenders to help property owners pay for eligible energy improvements.
Eligible technologies include solar PV, battery storage and air source or ground source heat pumps. You can apply to finance more than one eligible improvement.
Loans must be repaid. Availability, interest rates, repayment terms and approval depend on the lender and the product offered.
We help customers move from an initial idea to a professionally installed renewable energy system. Our team can:
Assess your property and discuss your energy needs.
Design and quote for a suitable solar, battery or heat pump installation.
Refer you to participating lenders offering Warm Homes loans.
Complete your agreed installation and provide commissioning and handover support.
Your lender handles the finance application, explains the loan terms and makes the lending decision.
The scheme is for owners of residential properties in the UK, whether owned outright or with a mortgage.
Each lender may set additional requirements. Applications are subject to credit and affordability assessments.
Five steps. We look after the installation; a participating lender looks after the finance.
Tell us about your property and the improvements you are considering.
We assess the project and provide a clear quotation.
We can refer you to a lender, or you can approach one directly.
The lender confirms whether you qualify and explains the costs and repayment terms.
Once funding and the installation contract are agreed, we schedule the work and guide you through the handover.
We’re proud to work with homeowners and businesses across the UK, helping them save energy and money with smart, sustainable solutions. Here’s what some of our happy customers have to say about their experience with Bright Spark.
“Bright Spark provided a comprehensive and detailed quotation for a solar panel system with battery and followed this up with clear communication throughout the installation. The team were professional and dedicated to the task while making sure to keep us informed and updated as the work was completed. We highly recommend the Bright Spark team.”
“Bright Spark recently installed a SolarEdge Solar, Battery and EV charger for us. The system is working great and the installation went smoothly, I’d recommend for anyone looking to get Solar renewables.”
“Thanks guys. Now with a pair of Solar Edge battery packs for 20 KWH storage. Great team and good communication with updates on progress of installation with Solar Edge team. Rock on summer.”
“A fantastic company with fantastic results, I couldn’t have had a better experience with the team at Bright Spark. The plans were very detailed, the fitting and handover were very impressive, I have recommended my parents to have the same system. Thank you so much to the team.”
“Bright Spark recently installed a SolarEdge Solar, Battery and EV charger for us. The system is working great and the installation went smoothly, I’d recommend for anyone looking to get Solar renewables.”
“Bright Spark gave us confidence from the start. The solar and battery install was seamless and we’re already seeing savings!”
“I was very impressed with this company from start to finish. Their quotation and accompanying project plan was extremely comprehensive, and they answered any questions I had immediately. My panels and battery system (Sigenergy) took two days to fit, and the guys were all very friendly, worked extremely hard and long hours, and left everything very neat and tidy, a real quality installation. All the post installation documentation was provided quickly as promised, they handled all the liaison with the network provider, and helped set up the app. The system is working really well and I would recommend this company wholeheartedly.”
No. A Warm Homes loan is repayable finance provided by a participating lender.
No. We provide installation services and can refer customers to participating lenders. The lender assesses and provides the finance.
The scheme allows loans for more than one eligible improvement. The lender will confirm what its particular loan product covers.
No. You must meet the lender’s requirements and pass its credit and affordability assessments.
Interest rates, repayment periods and other terms depend on the lender and product. The lender will explain these before you decide whether to proceed.
Speak to Bright Spark Energy about solar panels, battery storage or a heat pump, and ask about referrals to participating Warm Homes lenders.
Finance is subject to status, lender eligibility, credit and affordability checks. Terms and conditions apply. Bright Spark Energy does not guarantee loan approval.
Tell us about your property and the improvements you’re considering. We’ll assess the project, provide a clear installation quotation and, if you’d like, refer you to a participating Warm Homes lender.